Terms of sale

1. Publisher and purpose

Kova (the "Service") is published by Matis Clech, sole proprietor (EI), SIREN 101 441 699 (the "Publisher"), contact matis.clech@gmail.com. These terms govern subscriptions to Kova's paid plans (Pro and Elite). The free plan remains available with no commitment and no payment.

2. Plans and prices

• Pro: $29/month or $290/year.
• Elite: $79/month or $790/year.

Customers billed in euros pay the same amounts in euros (€29, €290, €79, €790).

VAT not applicable, article 293 B of the French General Tax Code (CGI).

The launch offer (50% off the first invoice, limited to the first 100 members and valid until Sunday, October 4, 2026 at 11:59 pm Paris time) is applied automatically at checkout while places remain. Prices may change; any change has no effect on an ongoing subscription.

3. Subscription and payment

Payment is made by card through our payment provider Stripe. The subscription renews automatically at each term (monthly or yearly) until cancelled. No card data is stored by the Publisher.

4. Right of withdrawal

In accordance with Article L221-28 of the French Consumer Code, by requesting immediate access to the Service (digital content not supplied on a physical medium), you agree to its immediate performance and waive your 14-day right of withdrawal from your first access to the paid features. If you have not accessed them, the 14-day right of withdrawal applies.

5. Cancellation

You can cancel your subscription at any time from the Subscription page (or by email). Cancellation takes effect at the end of the period already paid: you keep access until then, after which the account automatically returns to the free plan. Periods already started are not refunded, unless the law provides otherwise.

6. Nature of the service — no advice

Kova is a trading journaling, analysis and simulation tool. It provides no investment advice and no personalized recommendation. Trading involves a risk of losing capital. Past or simulated performance (backtests) is not indicative of future results. You remain solely responsible for your decisions.

7. Availability and liability

The Service is provided "as is", in beta. The Publisher uses reasonable means to keep it available but does not guarantee uninterrupted service. The Publisher cannot be held liable for trading losses, data loss caused by a third party, or indirect damages.

8. Governing law

These terms are governed by French law. In the event of a dispute, an amicable solution will be sought before any legal action. Consumers may use a consumer mediator free of charge.